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Lenders do not put any discrimination between the bad or good credit statuses
He just needs to fill up a small application form which hardly takes few minutes and the lender then gets back to the borrower with the most appropriate loan matching his individual circumstances
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It is also a good idea to get your credit score, typically available for a nominal fee, just to know how lenders may rate you
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This is when details get extremely important, since interest only says so much about what people pay
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